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Archive of Category: Business education

Two Lawn Maintenance/Landscaping Businesses with Similar Revenue – Why is one worth so much more than the other?
I have brokered the sale of many lawn maintenance/landscaping type businesses and am often asked to provide an opinion of value. The value of one business over the other can be far different even when they are similar in revenue size. Here are the key value drivers that owners should consider prior to selling their...
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401(k)/IRA Business Funding
You’re ready to begin your dream of opening a business, but you’re hesitant to take out a small business loan and pay interest on it. Fortunately, there is another alternative. You have the option to use your 401(k) to start a business – without paying upfront taxes or early withdrawal penalties. How 401(k)/IRA Business Funding Works...
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Buying a Business: Should I utilize a Consultant?
Whether you are a first-time business buyer, or an experienced strategic buyer, having an expert in your corner can make all the difference.  Consultants experienced in business sales can add a lot of value.  Here’s how: Buyer pursuing a For Sale by Owner:  This is another example where a consultant, often working on an hourly...
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7 Things to Look Out for When Buying a Business
You’re buying a business and have already “shook hands” on the deal. But there are some things you should insist on before you close. Negotiate a “letter of intent”: An LOI is a short agreement between the parties that spells out all the important terms and conditions of the sale. It will include the purchase price,...
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Year-End and 2020 Vision
Finish Strong - As a small business owner, your year-end push may be the difference between a decent year and a great year. Holidays are approaching and you and your employees can get distracted by the spirit of the season. Staying focused on the plan and working the plan to the end is the call...
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ADVANTAGES OF WORKING WITH AN SBA PREFERRED LENDER VERSUS NON-PREFERRED
• Preferred lenders have been given the authority by the SBA to underwrite their own SBA loans internally and make the final credit decision, saving multiple weeks in the process. • Preferred lenders have a proven track record of successfully processing and servicing SBA guaranteed loans. Other factors determining their PLP (Preferred Lender Provider) designation...
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